AI Agents Finmap

Finmap AI is not just a chatbot. It is a team of highly specialized agents, each trained to perform a specific task: from instant profitability analysis to finding errors in thousands of transactions. They work 24/7, basing their answers solely on real-world data from your business.

AI agents are assistants inside Finmap, each trained for its own task: answer a question about your money, find errors, upload a statement or prepare a report. They work only with your company’s data, and there’s nothing to set up.

Where to findThe «AI Advisor» button in the Finmap top bar

CostIncluded in your Finmap plan

SetupInstant, no setup

Available agents

Click an agent to jump to its description and sample requests.

Financial ChatAsk about your business in plain language Operations via chat NEWCreate, edit or delete an operation with a request Check the reportAnomalies in Cash Flow and P&L reports Check paymentsDuplicates and unusual rates on an account AI ImportStatements and receipts from a file or photo PDF reportA ready document for an investor or bank Category suggestionsCategories for new operations, automatically

How to start

Open the AI Advisor and pick an agent on the left.

Click «AI Advisor» in the Finmap top bar.
On the left, choose an agent: Financial Chat, Check the report, Check payments, AI Import or PDF report.
Type a request or pick a ready-made template. On the right is the «Usage» panel with your limits.

Your request history is saved: when you return to an agent, your previous messages will still be there.

Financial Chat

Your CFO at hand: ask about your business in plain language, and the agent answers based on your real data.

What it can do

analyzes Cash Flow or P&L reports: by default, the current month by category;
calculates for any period, by counterparty or project — just mention it in your request;
forecasts cash flow and spots potential cash gaps;
explains financial terms using your own numbers;
replies in the language of your request.

Ready-made templates

On the right you’ll find templates: «Overall picture of the month», «Where the money goes», «Cash flow forecast», «Financial checkup» and «Tax question». Clicking a template puts its text in the input field — you can edit it before sending.

Voice input

Click the microphone on the right of the input field and dictate your request — the text appears in the field, where you can correct it and send. 17 languages are supported. Voice input doesn’t work in Firefox — use Chrome, Safari or Edge.

Examples for business owners

“Give me an overview of this month — total income, total expenses, closing balance. Flag anything unusual right away.”→ income, expenses, net flow and balance, anomalies listed separately

“Show my biggest expense categories this month and compare with last month. Where did costs grow the most?”→ top 5 categories with amounts, comparison with last month

“Forecast my cash flow for the next 3 months. Where might I hit a cash gap and what should I do?”→ forecast by month, risk points, what to do now

“What happens if my biggest client stops paying? How much time do I have and what should I do?”→ impact on cash and margin, time buffer, step-by-step plan

“I’m thinking of letting go 2 sales reps (~$2,200/month). What happens to revenue — and does the saving justify it?”→ 3 scenarios — optimistic, base, pessimistic — with figures and a conclusion

“Do a financial health check of my business for this month. What needs my attention?”→ 5 indicators with 🟢/🟡/🔴 status and one action for each 🟡 and 🔴

Examples for finance teams

“Show October profit by project and compare with September. Which projects went into the red?”→ P&L by project with trends

“Which 10 counterparties brought in the most income this quarter?”→ counterparty ranking with amounts

“Break down October marketing expenses by counterparty.”→ category breakdown by supplier

“What is gross margin and what is mine right now? Is it normal for my type of business?”→ explanation, formula, your value and a benchmark

✅ Works better

“for October 2026”
“5 people, ~$4,500/month”
“compare with last month”
“what should I do with this”

⚠️ Less accurate

“show something”
“how are things in general”
“what do you think”
“just show the expenses”

Manage transactions through chat

Financial Chat can do more than analyze — it can also work with operations: create a new one, change the amount, category or date of an existing one, or delete an unnecessary one.

How it works

Make sure the «Auto-confirm actions» option is turned on in Financial Chat.
Describe in the chat what you need to do.
The agent shows which operation it will create, change or delete.
Confirm — and the change is saved.

Examples

“Create a $300 office rent expense on the Revolut account dated November 1.”

“Change the category of the $85 payment from October 14 to «Advertising».”

“Delete the duplicate $60 payment from October 9.”

The agent changes operations only at your direct request and never on its own initiative.

Check the report

Analyzes a report for a period and finds structural changes that are hard to spot manually.

What it looks for

expenses with a low share of confirmed operations;
categories that grew three times or more compared with the previous period;
structural changes — for example, the largest category suddenly became small;
account balances outside their usual range.

How to run

Choose the «Check the report» agent.
Select the report: Cash Flow or P&L.
Set the period — up to one month.
Click «Find anomalies».

Once you get the result, you can collapse the form with the arrow to get more space for the answer, and expand it again for a new check.

Check payments

Works at the level of a specific account or cash register and finds pinpoint errors in operations.

What it looks for

identical payments on the same day — possible duplicates;
operations with an exchange rate noticeably different from the usual one;
operations outside the account’s typical pattern.

How to run

Choose the «Check payments» agent.
Be sure to select an account — the check isn’t available without one.
Set the period — up to one month.
Click «Find anomalies».

Shortcut: the Payments journal has an agent button that opens the check with the account already selected. This button isn’t available in the mobile version.

AI Import

Recognizes a statement from any bank or service — no template setup needed. Handy when your bank doesn’t connect to Finmap automatically.

What you can upload

PDF statements from any bank;
Excel or CSV files with a non-standard structure;
a photo or scan of a receipt, invoice or act;
text files with data.

How to run

Choose the «AI Import» agent and the account to import into.
Drag in a file or take a photo of the document with your phone.
Review the table of recognized operations and mark what to import.
Click «Import» — the operations will appear in the Journal.

If you spot an error after importing, you can roll back the import and repeat it with a corrected file. Full AI Import guide →

PDF report

Prepares a complete PDF report on your business — not raw numbers, but a document you can show an investor or a bank, or use for your own review.

What’s inside

key financial indicators;
charts and visualizations;
conclusions on the current state;
specific recommendations.

How to get it

Choose the «PDF report» agent.
Click to generate a new report, or download one of the ready ones.
The report is saved — you can download it again anytime.

Category suggestions

After you connect a bank or import a file, Finmap groups operations without a category and suggests which category to assign. You can apply a suggestion with one click.

Suggestions appear automatically — there’s nothing to run. More about category suggestions →

Request limits

The number of requests to agents depends on your plan: there are daily and monthly limits.

The current status is shown in the «Usage» panel on the right: green — up to 70% used, yellow — over 70%.
VIP plans have unlimited requests.
If the limit is reached, you’ll see error 429. Contact support to extend your limits.
In the mobile version the limits panel is hidden to make room for the chat.

Data security

Working with finances requires trust, so the agents are built to keep your data yours alone.

An agent sees only the data of the company you’re currently working in. Even if you have several companies, it can’t see the others’ data.
Request history is stored separately for each user: colleagues with access to the same company can’t see your conversations with agents.
Finmap uses AI under an enterprise agreement: your data is never used to train models, and request logs are automatically deleted after 30 days.
Passwords, tokens, emails and phone numbers are never sent to AI, and the connection is protected with TLS 1.3 encryption.
A Data Processing Agreement (DPA) with Standard Contractual Clauses is included in Finmap’s Commercial Terms.
Agents are protected against attempts to “talk them into” bypassing the rules: your request is processed separately from the system instructions.
Agents change data only at your direct request.

FAQ

What data does the agent base its answers on?

Only your company’s data in Finmap: operations, categories, accounts and Cash Flow and P&L reports. If there isn’t enough data, the agent will tell you directly what’s missing.

Why is the agent analyzing different data than I expected?

By default, Financial Chat uses the current month and the report you have open (Cash Flow or P&L). To change this, specify it in your request: “for March”, “for the whole year”, “by counterparty”.

What if I don’t know what to ask?

Start simple: “How is my business doing?” — the agent will analyze the data and point out what needs attention. Or click one of the ready-made templates on the right.

What’s the difference between «Check the report» and «Check payments»?

«Check the report» looks at the big picture in Cash Flow or P&L reports. «Check payments» checks a specific account and looks for pinpoint errors in operations.

What languages can I use?

Any supported language — the agent replies in the same one. They include Ukrainian, English, Polish, Czech, Romanian, Spanish, French, Italian, Turkish, Portuguese and others.

Can I trust AI answers?

AI analyzes data quickly and highlights what matters, but it doesn’t replace an accountant. If the agent’s figures differ from your reports, the ones in Finmap are correct. Check important decisions with a specialist.

Can I ask about taxes?

You can get general guidance, but it isn’t official tax advice — the agent always adds a disclaimer. For specific decisions, consult an accountant.

AI agents or auto-rules — which should I use?

Auto-rules run automatically on every new operation that matches a condition — for regular routine. Agents work when you ask — for analysis and one-off tasks. About auto-rules →

Why can’t I run a request?

Possible reasons: the request limit is reached (error 429), the agent isn’t available on your plan, or a required parameter isn’t selected — for example, an account in «Check payments». Check the «Usage» panel or contact support.

Why does the interface look different on my phone?

In the mobile version some elements are hidden to make room for the chat, including the limits panel and the payment check button in the Journal. For full functionality, use a computer.

Still have questions? We’ll be happy to help — write to us in the support chat. It’s in the bottom right corner of Finmap.

← All AI features in Finmap

Contents

Available agents

How to start

Financial Chat

Manage transactions through chat